Will enforcement precede rulemaking for Buy Now, Pay Later?
The CFPB’s long-awaited Buy Now, Pay Later (BNPL) report is out along with a roadmap from Director Chopra describing next steps. The core finding is that BNPL is a “substitute for credit cards” in both design and usage. In their view, that leads to three areas of risk of consumer harm, including: Inadequate or inconsistent…
Making diversity and inclusion the norm – not the exception
At JCW, we firmly believe in opportunity for everyone, and that our business is stronger when it embraces and celebrates all talent. And for us, diversity, equality and inclusion (DE&I) goes wider than our own internal targets. It’s about encouraging our clients and partners to make and fulfil their own commitments to a more equal…
Guideline Welcomes Kevin Young as a Principal
Guideline Welcomes Kevin Young as a Principal Guideline, a regulatory consulting firm focused on the financial services industry, is excited to welcome Kevin Young as a Principal. Kevin is a former Chief Compliance Officer and seasoned risk executive. Guideline co-founder, Mark Westmoreland, commented on Kevin’s appointment “As a former CCO, Kevin has managed compliance, BSA/AML,…
Guideline, a New Financial Services Consulting Firm, Launched in Partnership with JCW Group
Guideline, a New Financial Services Consulting Firm, Launched in Partnership with JCW Group Guideline combines strategic counsel with a vast network of regulatory experts to tackle complex projects. New York, NY — JCW Group has today launched Guideline, a new consulting firm created to help financial services and FinTech companies solve regulatory challenges no matter…
Fair Lending
Created a fair lending program and testing plan for new product launch by a top retail bank. Client retained our resources to run the program after launch.
